How are your finances looking right now? Do you feel as if they need a little work to be where they want to be? Or maybe you have absolutely no idea what’s going on with them? When it comes to that last point, you may find that being in a poor financial situation can lead to exactly what. When you’re in debt, and you don’t want to deal with it, you can go to look at your finances and just bury your head instead. It’s definitely a very normal reaction to tough times. However, it’s also the one reaction that will mean that you stay in this situation. Instead, if you want to turn things around, and you want to really push your financial health, you have to deal with it. So let’s take a look at how you can check in with your finances to finally get them on track.

1. Start A Budget Tracker

First of all, you should definitely think about tracking your finances. Think about how you can budget a lot smarter to make better use of your money, and then keep a close eye on where everything is going. Here, you could set up a spreadsheet, create a bullet journal finance tracker, or use an app. Just make sure that you’re deciding how you want to spend your money, and then you’re keeping everything in line.

2. Talk To Your Providers

The next thing you can do is pick up the phone and call your credit providers. Are you paying interest on your high credit card balance? Are you behind on loan payments? Don’t panic about how bad things are, instead speak to your lenders – they will want to help you. You may be able to get a better rate or get help with your payments so that you have a bit of breathing room while you sort things overseas

3. Create Weekly Tasks

From here, you need to make sure that this is something that you can keep on top of. So set weekly tasks for yourself that will help you to stay on track. Here, great ideas include assessing your weekly budget every Friday, or checking in with your debt amount once a week. As long as you are keeping your mind on the matter, you will find this so much easier to manage.

4. Explore New Avenues

Then, you should look to other options to help you improve your finances as soon as possible. Maybe you can speak to a personal injury attorney about that claim you’ve been meaning to make. Or maybe you can start a side hustle to bring in some extra cash?

5. Stay On Track

But most importantly of all, you absolutely have to be sure that you’re always on track with your own financial goals. Because although we have this key idea of what financial health looks like, it will be something different to everyone. However, you really do have to be sure that you know what you’re working for, and that you have that time to check in with yourself – particularly those weekly tasks – so that you can stay on track to buy that house or start that business or finally go traveling.

Greg Kononenko
Greg Kononenko

My name is Greg Kononenko and I am a full-time online blogger and owner of Dad's Hustle. I'm a dad, and my passion is to help other mums and dads to start their own "hustle" and improve the financial future of their families.

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