Planning for the future is something that many of us know we have to do, but which we find difficult to actually tackle. When you’re busy managing the present, finding the time and energy to look further ahead feels extremely challenging – but is absolutely still worth doing, both in terms of the practical necessities and for the peace of mind actually making firm plans can provide.

Here are three different ways you can start to plan for the future today.

#1 – Consider your career progression

Establishing your career goals and then taking steps to realize those goals is a key aspect of future-planning. You may find it useful to talk to your boss about promotion prospects, and it’s also worth looking at extra qualifications that might allow you to take your career to the next level sooner rather than later.

#2 – Strive for mortgage-freedom

One of the best ways to plan for the future is to look to pay off your mortgage as soon as you can, rather than waiting out the loan term. Mortgage-free living gives you a financial freedom that is hugely beneficial to all aspects of your future, so if your finances allow, start making extra payments as soon as possible.

#3 – Consider your retirement finances

Even if you have many years of work ahead, planning for your retirement is an absolutely crucial undertaking that is very much worth your time. There are numerous different ways to save for retirement, with Individual Retirement Accounts (IRA) one option you’ll definitely want to consider; the infographic below should prove to be a great starting point for finding out more about this particular form of retirement saving.


Infographic Design By Accuplan Benefits Services


Greg Kononenko
Greg Kononenko

My name is Greg Kononenko and I am a full-time online blogger and owner of Dad's Hustle. I'm a dad, and my passion is to help other mums and dads to start their own "hustle" and improve the financial future of their families.

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