Money definitely doesn’t have to be such a problem, but we know that it is for a lot of you reading this, especially at this time of year. But throughout the year, all we seem to do is spend, spend, spend, and the worry about money because we’ve spent it all. It’s a continuous cycle that we all go through, and that we all can’t seem to get out. That is of course, until you have read this article. We know that money can be such an object in many of your lives, so we want to try and give you a few ways that you can change your whole outlook on money. You don’t necessarily have to earn anymore money, you just have to know how to use the money you’ve got more wisely, and to reduce the cost of some of the major things in our lives.

The Dreaded Home

Is it not the case that as soon as you moved into your own home, that your money situation just seemed to go rapidly downhill. We know it will have been the case, because owning a home is just so hard. The main struggle most of us have is the mortgage. It’s too high because the homes we buy are more expensive that we should go for. It always happens with first home buyers however. So if you know that you’re struggling to get by with your payments, and you know there’s cheaper homes out there for you, check out websites such as to see if you can move and get a better deal with your money. It is definitely worth considering if you know you’re having a hard time at the minute keeping up with all of the payments you’ve got to make. As for the bills you have to pay, we would definitely have a think about reading articles online that are full with information on how you can save money on your bills.

The Worst Time Of The Year

This is going to be the worst time of year for your finances. If it’s not bad enough all of the things you have to pay out as it is, you have to spend a ton of money on the presents you’re going to buy. Or do you? There are plenty of websites out there selling branded items for a discounted price, which when you add it all up could save you a lot of money. In preparation for next year as well, you can sign up to companies who ask you to pay a monthly subscription, and then they give your money back in vouchers to spend when you wish to. It’s a good trick if you know you struggle to afford this time of year.

Save More, Spend Less

This is definitely a mantra that you should live by. If you want to save more and spend less, but you’ve been struggling to do that as it is, then think about the apps out there that could help you. There are plenty of them, and they’ll take the money out of your bank account and into a new one. When you have an app saving the money for you it does become easier to stick to it.

Greg Kononenko
Greg Kononenko

My name is Greg Kononenko and I am a full-time online blogger and owner of Dad's Hustle. I'm a dad, and my passion is to help other mums and dads to start their own "hustle" and improve the financial future of their families.

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