There are a variety of reasons why you might be considering improving your health by making changes to your lifestyle. But we wonder whether financial concerns are one of them? While it might sound odd, a lot of people do decide to get healthy for financial reasons. Let’s explore why this is and how getting health could improve your bank balance. We also need to think about some of the mistakes here that you should avoid and the way things can go wrong.
Improving Your Diet
Does junk food cost more or less than your weekly shop? If you decided to buy junk food every day rather than cook meals, you would probably find that your shopping bill would be lower. Particularly if you mixed up the fast food with ready meals that you could microwave once you arrived in from work. This is why low-income families are often on poor diets and have poor levels of physical health. It’s a socioeconomic factor. They are not choosing to eat junk food but are rather forced to due to the cost of healthier meals.
The good news is that there are ways to make health food cheaper and one of the options is leftovers. You need to make sure that if there are leftovers from your cooking, you are saving them and freezing them or putting them in the fridge for the next day. This could easily take a sizeable chunk out of your weekly shopping.
That said, eating healthier will cost you, particularly if you choose to go organic. Or, if you adopt a specialized diet such as vegan food. Vegan food is more expensive and can be considered a luxury item, but it can be very beneficial for your health (you can see more about that here in this article about the benefits of vegan lifestyle). There is also a wide range of vegan vitamins to choose from, and the prices can vary a lot. Check out Vegan Liftz for a full guide on best vegan vitamins.
To conclude, if you eat healthier, you are less likely to grow overweight or suffer from serious health conditions. This is beneficial for two reasons.
First, overweight people are more likely to end up in debt, and second, it will reduce the medical costs that you’ll need to pay in the future.
Get Fit Fast
How much will getting fit actually cost you? Well, if you want to see results you really need to join a gym. As such you could be looking adding at least a hundred onto your monthly budget. You also need to be careful that you don’t injure yourself because this could lead to higher medical costs. As such, you might want to consider hiring a trainer which will cost even more money.
Alternatively, you could change your lifestyle to get fit. For instance, you might choose to start cycling to work. This will save you fuel and the cost of a car, but it will leave you more vulnerable. What if you’re hit while you’re on your bike? A lawyer detailed here will be able to help you in this situation, and you may very well need one. After all, an accident like this could ultimately impact your income.
As you can see then, short of accidents or medical issues getting fit and healthy will help you financially in the long term. However, in the short term, you might feel the weight of it on your bank balance. You’ll need to push through this to gain the full benefits.
If you are struggling with mortgage payments, make sure that you look at remortgaging your home. This can make it a lot cheaper and get you a better deal that is affordable.