People find themselves in financial hardship for many reasons, but getting out of it can sometimes seem like an impossible task. If only you could have a windfall, or a little help to get you back on track you would be fine. This may or may not be the case. The reality is where you are at the moment and what steps you need to take next to move in an upwards trajectory. Use the ideas below to get you started on the road to financial freedom.


If you’re struggling with debt repayments and using Payday loans, you might feel as if it’s a little bit on top of your. You manage to pay the mortgage every year’s owed but it doesn’t leave much left over. Furthermore, you have little else to spend on your life. The secret is to understand where you’re at.

Understanding your position is the first step in making the right choices moving forward. Compile a list of all your creditors, including friends and family. Don’t worry if it’s a big number, there are ways you can organize monthly payments that keep your debts under control, and give you enough to live comfortably.


If you have a lot of debt the chances are you have a negative view of money. When you think of money you think k of something that stresses you, and so etching you don’t have enough of. It’s very easy to be attached to money and for it to feel like a lead weight that’s slowly pulling you under.

The secret to financial freedom is to detach yourself from that view of money and try to see it in a more positive way. Money is a necessity in life like food and water, it helps us to buy the things we need and want. Instead of thinking about money, think of the value that level of money brings to your life.


If money has become a problem in your life it’s worth stepping back from the issue and associated issues for a time to take a discerning look at your life goals. Remember that money is a tool that helps you achieve the standard of living you feel comfortable with so you need to identify what that is.

You will notice a significant change in your circumstances when you tie your aspirations to life goals rather than paying off debt. When you have a life goal you will organize your finances to suit the goal which often means debt repayments and savings. However, your motivations are very different.


It requires a certain degree of discipline to achieve financial freedom. The first step is to understand your position, then set your life goals tying your financial conditions to an emotional aspiration.when this is done you need a plan to follow to help you achieve the financial freedom you deserve.

These days there are several good apps on the market that can help you organize and track your spending effectively from month to month. One app called Mint, allows you to track your spending, monitor your debts, and set goals for your project.

Greg Kononenko
Greg Kononenko

My name is Greg Kononenko and I am a full-time online blogger and owner of Dad's Hustle. I'm a dad, and my passion is to help other mums and dads to start their own "hustle" and improve the financial future of their families.

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