When people purchase homes, they have to take their entire lifestyle into account not only in regards to the type of property itself but to the place they intend to move to as well. There’s so much decision making to be done to ensure that the location of the property meets all of your personal wants and needs. However, when you have little ones, you have a whole other set of needs and preferences to take into account too! This is why shopping for a family home is a little more difficult. But not to worry. Here are a few different things to keep in mind in order to secure the best home to suit your family!

Cost

First things first, you need to consider cost. When you live alone, you can dedicate a larger portion of your disposable income to housing. However, when you have a family, there are all sorts of extra expenses and unforeseen costs that are likely to crop up down the line. So, it’s extremely important that find a Mortgage Loan where you will be able to afford the mortgage payments around the rest of your lifestyle.

Location

Location is a major determining factor in anyone’s home move. For some, proximity to their place of work will be important, as they want to minimise their commute to and from their job. For others, social aspects will reign supreme, as they search for nearby entertainment or transport links into the nearest inner city where there doubtlessly be restaurants, bars, cinemas, clubs, and other recreational institutes. However, when you have children, you need to take all of these things into account at the same time as prioritising the needs of your little ones who will have an entirely different set of requirements to you. Safety should be the first thing on your mind when it comes to choosing a family home. Wherever you go in the world, there are going to be areas that are relatively safe and areas that are riskier. Some of the main risks that can pose themselves in residential communities tend to be violent crime, burglary, and busy roads. So make sure to thoroughly review the overall safety of any given area before purchasing anything, taking out any leases, or signing any contracts. Look for places with low crime rates and speed limitations on roads passing through the area. You should also keep an eye out for areas with high quality schooling. After all, we want our kids to be intelligent and capable of finding a good job down the line. A lot of the time, your child’s school will be determined by the catchment area that they fall into. They will be offered a place in the nearest school. So you want to make sure that this institution has a good reputation! Do your research on different schools in different areas and consider moving to the area with the highest average grades and reports of brilliant teaching.

Space

There are certain houses on the market that are better suited to family life, as they have a whole lot more space. Here are some of the best!

Detached

A detached property is perhaps the most desirable form of family home. You have your own, independent property. It is freestanding and isolated. You are less likely to have arguments with the neighbours about where one property ends and another begins (something that generally causes tension over garden space and driveways with other forms of properties).

Semi-Detached

Semi-detached builds have become more popular over the years, as councils and other authorities have attempted to save space. They are essentially one house that is attached to another by one wall.

Terraced

A terraced house is one house in a series of properties that are all interlinked in a row. They are often cheaper than other forms of housing, as you don’t have the same privacy that a detached house would have. However, end terrace houses (the two properties on the very end of each row) are not too dissimilar from semi-detached properties. There shouldn’t be any problems with a terraced house if your neighbours are respectful and mindful. However, if they’re particularly noisy or disruptive, you could find yourself in the midst of a racket at any given time.

While buying a family home is inevitably going to be a complex and lengthy process, hopefully this has helped to point you in the right direction! You’ll be in your perfect family property before you know it!


Greg Kononenko
Greg Kononenko

My name is Greg Kononenko and I am a full-time online blogger and owner of Dad's Hustle. I'm a dad, and my passion is to help other mums and dads to start their own "hustle" and improve the financial future of their families.

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